This is a wide-ranging conversation with Paul McIntyre Royston, CEO of the Grand River Hospital Foundation.  We talk about that specific foundation does, what governments in Canada pay for and what they don't when it comes to health care, ...

How do you untangle your money when you've tried and failed before?  When you can't figure out what's going where and so many things are out of your control?In this episode of Sara makes Sense, I talk about how to talk about your m...

In this episode, listen to how to save for your child's education using a Registered Education Savings Plan (RESP).  I talk about how to set up an RESP,  what happens when you deposit money, what does the (federal) government ...

Worried about how to manage your day-to-day money with a baby on the way?  Trying to figure out how to figure it out now that baby is here?This episode of Sara makes Sense covers what facts to pay attention to, how to sort out how ...

Sara Makes Sense Show notes Episode #21 Finances are personal. When it’s your money, financial plans are very personal. What if you took some of the emotion out of your financial equation by looking at your portfolio through the...

You’re nodding yes, when you’re thinking no. It can be a lousy feeling. Especially when you’re in a discussion about money with your financial planner. For some, it’s an intimidating world.  In this episode of Sara Make...

You’ve doled out for years. That’s part of the job description of being a parent.But at some point, you have to wean your kids off the bank of Mom and Dad.  Before you do that, in fairness to them, you have to have the money talk.&n...

You were single and now you’re not.  You’re also not in your 20’s.  Or your 30’s.  There’s history.Now you’re in a new relationship and all of a sudden you’re in love again. Things are going so well, you’re making b...

It’s not a bad problem to have.  A little extra in the bank... on hand for whatever life throws at you. What about investing that money?  However, the markets are roaring, surely now would not be a smart time to buy. ...

This podcast is designed to inform, educate and enlighten because Sara DOES make sense. In previous episodes, we’ve covered off everything from divorce to timing the market to what kind of insurance is needed and necessary. In t...

We plan for vacations. We plan a weekend. However, many of us don’t plan when it comes to big ticket items, like financial planning when you decide to live with someone. Why do you need one? After all, you’re both in love. <...

It’s one of life’s emotional landmines. When a marriage ends, people are often at their worst. Decision making is difficult. The process is no longer a showdown featuring hired legal guns in front of a judge.In th...

Getting separated is hard enough.It’s easily one of life’s most difficult chapters.Battling your lawyer as well as your ex-spouse is the last thing anyone needs.In this episode of SARA MAKES SENSE, Sara speaks with veteran Family la...

When we get married, the plan is to stay married. But life and statistics suggests that's not always the case. When a marriage ends before you do, what’s the plan?In this episode of SARA MAKES SENSE, Sara looks at the financial landmines...

As we prepare for a post COVID economy, many Canadians are starting their own business. If you’re becoming an entrepreneur, there are many new roads you will travel, one of them is incorporating your business. Tax implications, pens...

Car Insurance. Home Insurance. Life Insurance. Those are the so-called big 3 in the insurance space, but you know insurance can stretch far and wide.It’s good to have peace of mind, but how much insurance is too much?In this episo...

Who inherits your estate in Canada if you have no will?  Not who you’d think. Your common-law spouse doesn’t automatically receive it, your former spouse might if you’re separated but not divorced, money bypasses your spouse and goes to yo...

It’s a subject or issue many people ignore.But by doing advance planning or incapacity planning avoids legal landmines at the worst possible time.In this episode of SARA MAKES SENSE, Sara speaks with Blair Botsford on why everyone shoul...

We’re all getting older. It is one of life’s certainties.However, how we live when we age is something we can control.But often, aging Canadians and their families wait until difficult decisions have to be made, rather than making them ...

Thousands of baby boomers are wrestling with this question right now as they plan for retirement.Do I collect CPP early or wait?The difference over years can be significant.In this episode of SARA MAKES SENSE, Sara starts with a CPP...

Real estate prices are way up.Regardless, many people feel ownership is THE best path to security and wealth.Homeowners, especially new ones, get caught between what the bank says they can afford, and what the REAL monthly costs are.

It happens in life, sometimes through a tax return, severance payment, increased income, inheritance, or the sale of a house. There are occasions when cash comes your way in a lump sum. It can be a good problem to have, but a solved...

It happens.You don’t want it to happen, but relationships change and employees get downsized. Those two events can have a major impact on your finances. There are ways you can navigate both.Smart, calm, and comprehensive planning is the...

We all know what a financial planner does, right?We make assumptions.We believe they are doing all the right things for us.Sara McCullough breaks down the myths, and the mistakes people make, when working with their financial planne...